If your vehicle is hit in a parking lot, you may become instantly frustrated. How could this happen? Who is going to pay for the damage? If you have a quality auto insurance policy in place, you may have the help you need right there. These tips can help you.

Handle the Parking Lot Hit and Run

The first step to take if you are the victim of a parking lot hit and run is to call the police. Even for small problems, do not leave the scene. Instead, contact the police immediate to file a police report. This establishes what happened and can help the police to determine, if possible, who caused the accident. Many parking lots have cameras that can help the police to track down who did the damage to your car.

The next step is to contact your insurance agency to file a claim. In most cases, they will want to come to the scene of the accident to inspect what happened, especially if there is a significant amount of damage. Otherwise, they will rely on the police report. The insurance adjuster will then work with you to determine what amount they will pay for the repairs needed. You may need to get quotes from several auto repair companies.

Is Your Insurance Company Not Helping You?

If you find that your insurance agent is not helping you with your hit and run, it may be time to look for a new one. Turn to an independent agent in Coppell, Texas and the surrounding area. Our team will work with you to ensure you have an insurance policy that protects you from incidents like this. You don’t have to suffer at the hands of someone else’s negligence. We can help you to avoid this.