Just before Texas residents turn 50, they start receiving offers in the mail to join AARP. The politically powerful and influential advocacy group for seniors, provides a host of benefits for members. There is a small annual fee to become a member.

AARP provides access to insurance products at favorable rates. You can purchase health, homeowners or auto insurance through a preferred AARP provider. In addition to great deals on insurance, members also receive discounts on travel, phone plans and a number of other services and products.

As a national organization, AARP is a powerful group that represents the best interests of its membership in Washington D.C. and is also involved in state and local issues that affect our older population. Medicare and Social Security are always important issues. When new legislation is introduced, threatening to reduce Medicare coverage, this group is there to stand up and object. When the government says there is no inflation and does not give seniors a cost of living (COLA) raise on their monthly Social Security checks, guess who investigates the matter.

Other extras for Texas seniors that come with membership include human interest stories and coverage of the things that are an everyday part of the senior lifestyle. A monthly magazine covers topics such as consumer protection, caring for aging parents and even gardening.

AARP is also involved in Texas communities. They hold informative seminars, conduct driver safety courses and hold different events throughout the year. Individuals can access the organization online or, if they have questions can call and talk to someone on the phone.

If you are not yet eligible to join the AARP and need insurance coverage at an affordable rate, your best bet is to seek the help of an independent agent. Whether you live in Houston, Dallas or Coppell, Texas, you can get the right policy at the right price by visiting your local insurance agent.