If you have auto insurance and are found guilty of drunk driving in Coppell, Texas, you must contact your independent agent at once. When the insurance company knows you have this DUI on your driving record they will increase your policy rate. Some companies will raise your rate at least 30 percent and others will raise your rate 100 percent or more.
DUI charges are considered intolerable crimes. Most states will tack on several points to your driving record and when this happens, your rate will increase over 300 percent. A DUI will place you in a special group known as high risk drivers. Do not become upset with your independent agent, because they have nothing to do with the outcome of your DUI.
When your insurance company finds out about the DUI, the company could cancel your policy when it comes up for renewal. Any rewards or benefits that you once received through your company is going to be lost. If this happens, you will have to research companies that insure high-risk drivers.
Your state will determine how long you are a high-risk driver, three years or more is a normal sentence. This one DUI could remain on your driver’s record for up to 10 years. Along with this comes higher rates.
It takes five to ten years to drop a DUI, you will then be required to carry a driver’s responsibility with you when your license is reinstated. The state of Texas determines the minimum rate on your car policy. Texas will then verify that you have the coverage you need. This driver’s responsibility must be carried with you for another three to five years. Do not cancel your high rate car policy, because Texas will suspend your license and registration.
It is important you give your independent agent in Coppell, Texas a call as soon as possible. We are here to help you. It is important that you give us a call so that we can give you specific details for your circumstances.
