As a policy owner you will find that the more driver’s you have on your auto insurance policy the more it will cost to own. This has led to policy owners wanting to remove teenage driver’s and even their spouse from the policy. Only to find that they are not able to remove the other driver’s. Here are some things to think about before removing any driver from your policy.
Can I Remove a Driver to Lower My Premium?
- Most insurance company’s in Coppell, Texas are going to require that every licensed driver in the household be insured on a policy.
- In order to remove a teen from your auto insurance policy they will have to be old enough to have their own policy.
- Once they have their own policy you can exclude them from the policy but they will still have to be listed as a potential driver in the house. Of course you will have to provide proof that they are insured elsewhere before you can exclude them from your policy.
- A spouse can have a different auto insurance policy but only if the car is registered in their name. The same rules apply in order to exclude, proof of insurance will be required by the excluding company.
- The premium may go down or then again it may go up. Some people end up getting the discounts of a good driver only to realize it once the other driver has come off the policy. Check into all your options before making the choice to exclude driver’s.
If you have any questions about your auto insurance policy, as your independent agent we can help answer them. It’s important that you give us a call so that we can give you specific details for your circumstances. We can help put your auto insurance policy the way you want it.
