Flower Mound, Texas is a small suburb outside of the Dallas metropolitan area. It is very affluent and the homes can be very large. Additionally, home values tend to be higher than throughout the state on average. There are various things nearby, including an entertainment metroplex as well as several ballparks.
When you are looking at the cost of your homeowners insurance, you may notice a policy increase from time to time. This is usually on an annual basis. It’s easy to say that increases are going to be inevitable, but this is not always the case.
There are rules in place that prevent an insurance company from simply increasing the price too dramatically for no reason at all. The reason for an increase may be as a result of cost of living, the value of your home going up, or various natural disasters that have occurred in the area recently that resulted in multiple claims being filed.
Regardless of why you are experiencing a policy increase on your homeowner’s insurance, you can explore a more affordable option. This is done by contacting other insurance companies for a quote.
Instead of doing all of the work on your own, you can work with our independent agents. We work with multiple companies throughout Texas and will get quotes from all of them. This can be with the same coverage you have now or we can explore ways of adding more coverage to provide more overall protection on your home in Flower Mound.
As we get quotes, we will look at home improvements and discounts that can result in reducing the cost of your premium.
Any time that there is an increase, you can look at other companies to see if there is a more affordable option – and our agents can help.