Living in Coppell, TX can be full of excitement. As you go through each day, you never know what will take place. By having an umbrella insurance policy, it can offer you peace of mind.
At The Select Insurance Agency, we’ll explain why it’s so important to consider this type of policy.
You Never Know What’s Going to Happen
While you already have certain insurance policies in place, you never know what’s going to happen. If there’s a severe accident that goes above and beyond the limits of your policy, you would be financially responsible for an overage.
This could happen with your home, your car, or even your business.
It Can Save You Thousands of Dollars
Consider that an umbrella policy could save you thousands of dollars if it has to be deployed. For example, if you have $50,000 worth of property damage coverage on your auto insurance policy and you get into an accident that causes $100,000 worth of damage, you would be liable for the remaining $50,000. The good news is that the umbrella policy would kick in to cover that.
It Can Be Used Against Multiple Policies
When you get an umbrella policy, it works to cover all of the policies that you have. It could be used against your homeowner’s policy, your auto policy, or even an RV or boat policy if you have one. For business, it could be used for liability, property, auto, or something else.
There’s no way of knowing what could happen, so having an umbrella policy is a way to protect yourself in case of a worst case scenario.
You deserve to have the protection that you need in Coppell, TX. Call us at The Select Insurance Agency today to learn more about adding umbrella insurance to your residential or commercial insurance policies.
