RV insurance is something that all RV owners should have in their arsenal to help protect their RV and their investment in their RV. RV insurance covers a wide range of things and there are very few instances in which your RV insurance policy is not going to cover your RV if your claim is legitimate. That being said, there are some factors that do void an RV policy. If you live in the Coppell, TX area, the agents with The Select Insurance Agency can help you find the perfect RV policy.
There are a few different instances in which your RV policy will not pay out and one is if something happens to your RV that you could have prevented. This might mean that you parked your RV next to a ravine where you had already been warned that it might fall off and you left the parking brake off. This would be construed as intentional destruction. Arson is another instance in which you would not be able to get your RV covered. Your RV policy might also be voided if you intentionally do damage to your RV in the hopes of getting a policy paid out.
If you own an RV and have an RV policy on it, you need to make sure that if something happens you are able to make a claim that is going to be paid out and that is going to be valid. You should take the time to document what happened so that it can be sent to your insurance company so that they can determine if they are going to pay out the policy or not. If you live in the Coppell, TX area, the agents with The Select Insurance Agency can help you find the perfect RV policy.