You’ve been in an accident and you know what to do. You make sure everybody is OK and call the police for help or to file a report. But do you know what not to do? The Select Insurance Agency in Coppell, TX has these tips.
What Not To Do If You Are In An Auto Accident
Don’t leave the scene. Until police show up and clear the scene, you need to stick around. Leaving could be considered hit and run and lead to criminal charges.
Don’t leave without getting information. You will want to exchange insurance information with those involved. If there are witnesses, ask for contact information in case they can provide further details.
Don’t talk to the other party’s insurance company. After an accident, you may get a call from the other person’s insurance company. Talk to your own insurance company first before making any kind of statement.
What Not To Say If You Are In An Auto Accident
Don’t apologize. This could be seen as an admission of fault that could be used against you later. Even if it is your fault, it’s better to let the authorities sort it out.
Don’t say you’re OK. Injuries can take weeks or months to show up. Stress and adrenaline can mask even serious injuries. Telling another party you are feeling fine may hurt your claim if symptoms show up later.
Don’t speculate on the cause. Tell authorities what you do know, but don’t guess or estimate anything you aren’t sure of, such as speed or road conditions.
Call Your Insurance Agent
If you are in an accident, try to stay calm. Get in touch with your insurance agent as soon as it is safe to do so.
Contact The Select Insurance Agency in Coppell, TX for all of your insurance needs.
