Even though some may think of an all-terrain vehicle (ATV) as a “toy,” they may be quite valuable. A new one that is a major brand name unit can cost over $15,000. If, there is any custom work done, then, they can be worth even more than that. Just think about what you are going to do. You are going to take it out in the roughest areas and maybe drive it over a cliff. You best have good “toy” insurance if something goes wrong.
Getting an ATV Insurance Quote
The time to talk with your insurance agent is best before you buy an ATV to have insurance coverage from the minute you buy it. Call us to talk with your agent at The Select Insurance Agency serving Coppell, TX and the surrounding area.
Your agent will want to know the model and year, the price you paid for it, where you plan to use it, who will ride on it, and how to plan to transport it and store it. It is a wise idea to have your agent check your auto insurance to make sure that there is adequate coverage if you plan to use a trailer to tow it around.
Be Safe
When riding your ATV, always wear a helmet and safety gear. If not using it on your property, then, operate it only in areas where it is legal to use an ATV. Depending on the model, and whether it is registered with license plates, you may not be allowed to drive it legally on the streets. If you get in an accident while doing something illegal, usually your insurance will not cover the problem, so be careful.
Contact your agent at The Select Insurance Agency in Coppell, TX to get a quote for ATV insurance or for coverage of any other “toys” including your actual toys from childhood that are now valuable collector’s items.
