Business owners in the Coppell, TX community can rely on The Select Insurance Agency to help them determine the most appropriate commercial insurance policy for their company. We are dedicated to providing our clients with the right information that can help them make an informed decision about protecting their enterprises. Typical commercial insurance policies offer basic coverage for your commercial property, equipment, and inventory. There may be aspects of your company that aren’t covered by a basic policy which is why we recommend that our clients review their needs with one of our knowledgeable and helpful agents.
Basic Commercial Insurance, Is the Coverage Enough?
A basic commercial insurance policy will typically cover your structure, any outbuildings, items contained on your property such as equipment and inventory. One important factor to consider is the level of coverage. Many primary policies have maximum coverage levels that may be insufficient to cover your needs. Additionally, items like a fleet of vehicles and very expensive or custom equipment may not fall under a primary policy. Companies also need protection from lawsuits such as slip and fall accidents, and employee issues. It makes sense to have a basic commercial policy, and fill the gaps with any supplemental insurance such as an umbrella policy. For most companies, it is recommended that comprehensive commercial insurance is in place. This allows the firm to focus on the business at hand rather than worrying about coverage gaps and the like.
If you are a business owner in the Coppell, TX community, call or stop by today and the team at The Select Insurance Agency can help you determine if a basic commercial policy is right for your firm. Don’t be left underinsured, let us help you find the appropriate policy for your business.
