Your responsibility is to keep accurate records of injuries that occur within your business premises. You are required to review these records periodically, as they are necessary to file a workers’ compensation insurance claim.
Workers’ Compensation
Workers’ compensation insurance safeguards your best interests as a business owner. Once claims are approved, they provide the deserving workers with the required compensation during their recovery period after an injury.
Incident Report
An incident report must be completed as soon as an injury is reported. It should detail the type of injury sustained and the time of the incident. The report should also clarify the protocol followed immediately after the injury was documented.
It may be necessary to provide a copy of each incident report when filing a workers’ compensation insurance claim. Secure storage of these reports facilitates easy retrieval of information required for insurance paperwork submission to your provider.
Medical Documents
An injured employee must receive treatment from a medical doctor. The doctor will record relevant information about the diagnosis and treatment plan.
These medical documents must be submitted when an insurance claim is filed. If an employee needs ongoing treatment, this information must be reported to the insurance provider.
The submitted medical documents will validate an insurance claim. They have a significant role in determining if an employee will be granted workers’ compensation benefits.
Contact The Select Insurance Agency
Feel free to contact our agent who serves Coppell, TX. One of our friendly agents from The Select Insurance Agency will provide you with additional information about workers’ compensation policies and insurance claims.
