Protect Yourself Against Mosquito Borne Illnesses in Coppell

Posted on by Jeri McShan

Take every precaution to avoid being bitten by mosquitoes if at all possible.

Remember the 4 D’s: Defend, Dress, Dusk & Dawn, and Drain.

  • Defend yourself by applying insect repellant that contains DEET, Picaridin, Oil of Lemon Eucalyptus* or PMD. Use repellant all day, every day.
  • Dress in long sleeves and pants.
  • Stay indoors at dusk and dawn.
  • Drain all stagnant water in your yard.
  • Additionally, you should protect your home by using screens to keep mosquitoes outside. Use the air conditioning when possible.

Texas climate is always unpredictable and temperatures vary throughout the seasons.  As a result, mosquito season in Coppell, Texas is year-round.  The Environmental Health Department’s goal is to begin reducing mosquito populations as early in the season as possible. By eliminating containers, cleaning rain gutters, and maintaining swimming and ornamental pools you can stop the mosquito life cycle in its tracks.

You Can Get Great RV Insurance in Coppell, TX

Posted on by AgentInsure

There’s a lot to love about Coppell, TX, and one of those things is the opportunity to get great RV insurance. Many people who travel fulltime in their RVs call Texas home. Even if you only use your RV on a part-time basis, though, you’ll want to have good insurance on it. Whether it’s on the road or parked in your driveway, it should be covered so you don’t have to worry about financial losses if something should happen to it. You also want to make sure the insurance policy provides for adequate medical treatment if you or someone else is injured in an accident with your RV.

The state has minimum insurance requirements, but those might not be enough for your needs. Instead, you may want to consider a higher level of coverage and other kinds of coverage such as comprehensive and collision. Only you can decide if you want insurance beyond state requirements, and working with a knowledgeable insurance agent can help you make that decision. The more you know about the levels of coverage available to you and the costs for those coverage options, the better decision you can make for your finances and liability protection.

When your Coppell, TX RV insurance comes from The Select Insurance Agency, you know you’re getting insurance you can feel good about. It’s easy to get a quote, and you can find out the prices from several different companies all in one place. Then you can choose not only good insurance, but a fair price for a policy that’s going to be a good choice for you. Anytime you have questions about your policy or you need to make changes, you’ll also have someone you trust to work with, helping you keep the right insurance coverage on your RV no matter where you travel.

 

4 essentials you need on your boat this summer

Posted on by AgentInsure

Summer time is almost here, and that means it’s time to start preparing the family boat for the season.  In addition to preparing the boat and ensuring there are enough snacks for everyone, though, it’s important to take the time to make sure you have a few essentials to keep everyone safe.

  1. Life jackets.  In Texas, you’re required to carry a life vest on your boat for every passenger.  In addition to making sure that all of your life vests are in good condition, it’s also important to make sure you have the proper size for everyone on your boat.  If you have small children who grew over the winter, check their size.
  2. First aid kit.  A small box with some bandages and other supplies to deal with minor injuries is an essential part of being on a boat.  Your kit doesn’t have to contain a lot of fancy equipment, but you need to carry enough supplies to treat minor injuries and help with more serious ones until you reach land.
  3. Water.  While you’ll probably remember to bring drink s on the boat with you every time you go out, you should keep an emergency supply of water in a separate location on your boat.  That way if your cooler goes overboard, you’ll still have something clean to drink. 
  4. Rope.  It may seem silly to carry this if your don’t have a sail, but rope can be used for a lot of things in the event that your boat becomes stranded or simply needs to be repaired long enough to get it into dock.

If you’re thinking about buying a boat insurance policy, then call the insurance agents at The Select Insurance Agency.  Residents of Coppell, TX have used this agency for years for their boat insurance needs.

How To Figure Out How Much Life Insurance You Need

Posted on by AgentInsure

Many people end up purchasing too much or too little life insurance. This is definitely not something that you want to do. Instead of guessing on the amount of life insurance that you need, figure out just how much you need and make sure you get the right amount. Use these questions to get started so you can get the right amount of life insurance for your needs. 

  • Do you have any debt? If you have any outstanding debt, such as a mortgage, car payment, student loans, credit card debt, or any other type of debt, you may still be required to pay it off after death. That means that your debt would be inherited by someone in your family. Instead of letting them take on that burden, make sure you have enough life insurance to take care of all of your debts. 
  • Do you take care of any family members financially? If you are financially responsible for someone like a child, parent, or spouse, then they may find financial trouble if you are no longer around. Make sure you have enough to take care of them after you go, at least enough for them to have time to get back on their feet. 
  • Do you have enough money set aside for funeral arrangements? These things can be very costly no matter your preferences. If you have not saved up for this, then you may want to consider adding this amount to your life insurance policy so your family does not have to pay for it out of pocket. 

If you still are unsure about how much life insurance you need to purchase or would like to move forward with getting a policy, contact us today at The Select Insurance Agency. We can find you the perfect policy for your needs as well as one that fits your budget. 

3 Tips to Avoid Fender Bender Fraud

Posted on by AgentInsure

Fender benders are typically thought of as annoying, but ultimately inconsequential accidents. However, although not as serious as other collisions, fender benders can be devastating, particularly if fraud is involved. The following suggestions will help you keep fraudsters at bay:

1. Be careful in parking lots

Parking lots are prime breeding grounds for fraudulent fender bender accidents. Whenever possible, park far away from all other vehicles. And if waved at to back out of a spot, take heed — this is when many fraudsters strike.

2. Don’t give the other party the benefit of the doubt

It’s tempting to think the best of the other person involved in the collision — but that’s exactly what fraudulent drivers want you to do. The last thing you should do if involved in a fender bender is walk away. This is especially true if the other party seems eager for you to avoid further involvement. Your suspicion should also be aroused if the driver and other vehicle occupants claim to have sustained extensive injuries that are not commensurate with the speed you were driving at the time of the accident. Although it is possible to be severely injured in low-speed collisions, your guard should still be up if the ‘victim’s’ injuries may seem excessive.

3. Take pictures

Once you’ve decided to remain on the scene, documentation is essential. Take several pictures of the damage, of the location, of the other driver, and of that person’s driver’s license. The more pictures you take, the easier it will be to protect yourself later on.

Even if you have safe driving habits and engage in other precautionary measures, it is important to seek good coverage. Get in touch with The Select Insurance Agency to find the best possible coverage for your vehicle.

 

Insurance for Summer Vehicles

Posted on by Jeri McShan

We’re approaching Summer very quickly here in Coppell! It’s time to make sure you have up to date insurance on your recreational vehicles, motorcycles, boats, personal watercrafts, etc.

Call The Select Insurance Agency today for help with a new policy or to compare rates on a current policy you may already have. You can also go on-line to get a fast free quote. Either way, we’re here to help!

Protect Your Financial Future With Home Insurance

Posted on by AgentInsure

Your home is likely the largest investment you will make in your lifetime. As a result, it makes sense to protect it at all costs. Fortunately, purchasing home insurance from The Select Insurance Agency provides your family with multiple protections, including the following:

1. Home Insurance Protects You from Severe Weather

At The Select Insurance Agency, we can’t prevent you from going through a severe storm, but we are there for you when it’s over. Our homeowner’s insurance helps provide you with the coverage you need to rebuild or repair following damage caused by the weather. Whether you have incurred damage to the outside of your home or to a boat on your property, with the right home insurance plan, we can help you recover.

2. Home Insurance Protects You from Fires

Fires are one of the leading causes of damage to homes. A fire can start due to weather, an accident involving a grill, or by a faulty electrical system. Since fires are risks that are unknown, but ever-present, it makes sense to protect your family from a potential fire at all times. Our home insurance does that for you. With the right home insurance, you can rest assured that if you experience a fire, we will be there to help you put out the flames.

3. Home Insurance Protect You from Liabilities

If you don’t know, it’s important to realize that you are responsible for individuals who visit your home. Guests how are injured on your property can sue you. If you are found negligent, then you could be forced to pay a hefty settlement to the person visiting your home. Fortunately, with home insurance, you have coverage for liabilities that happen on your property. Instead of you absorbing all the financial consequences that result from a slip and fall, we are here to help.

At The Select Insurance Agency, insurance is our business, and we like enjoy it. If you own a home, or you are about to purchase a home, let us help you insure it.

3 Household Items That Can Be Recyled For Use In The Garden

Posted on by AgentInsure

Do you cringe at the thought of your household items being tossed in a landfill? There are several ways you can do your part to lessen the amount you contribute to the landfill, one of which is to reuse certain items for your garden. Reusing household items for the garden will also help you save money on some of the garden supplies you need. Here are a few suggestions for household items that can be recycled for use in the garden.

Empty Egg Cartons
Empty egg cartons are great trays for starting seeds. You can use either the plastic or the paper egg cartons, but if you use the paper ones, they can be planted directly into the ground when it’s time to transplant. When using Styrofoam cartons, make sure to poke holes in the bottom for drainage.

Vegetable Scraps
Instead of flushing scraps down the garbage disposal or in the trash can, use them for a compost pile. There are compost bins available a range of sizes, so even if you don’t have a lot of vegetable scraps, you can still make a small amount for your plants.

Newspapers
Old newspapers can be used in a variety of ways, such as adding them to your compost pile or shredding to use as a weed blocker. To use newspaper as a ground cover to block weeds, cut an X in the newspaper and fold it back. Place the plants in the area you cut, and fold the paper back around the plant. Top the newspaper with mulch. Newspaper can also be folded up to make small pots that can be used for starting plants, then transplanted paper and all into the ground.

These are only a few of the ways to recycle and reuse household items. Before throwing something away, simple let your creative process go to work and think about ways to recycle the item instead of throwing it away.

Spring is the time for renewing your garden and it’s also the time to think about your homeowners insurance. Residents of Coppell, TX should contact the Select Insurance Agency to review your current homeowners policy or to get information about starting a new homeowners policy.

Categories

Archives