All of us at The Select Insurance Agency in Coppell wish you a very happy new year! We have been so lucky to have served our clients in Coppell and the surrounding areas of Carrollton, Lewisville, Irving, Grapevine, Plano, Frisco, and all of the Dallas-Ft. Worth metroplex. It’s our pleasure to continue providing the best service to our clients, and finding the insurance policies that best meet your needs at a great rate. Tell your friends about us and we’ll help them save money too! Wishing you a prosperous year!
Why Independent Insurance Agents Matter
If you own a car, you need auto insurance. If you own a home, you need home insurance. And if you are in the market for any kind of insurance, what you really need is an independent insurance agent. While it may seem easy enough to just hop online and start looking at potential policies, the truth is actually far more complicated.
The thing is, even those looking for the cheapest insurance rates they can get may still run into trouble when it comes to adhering properly to state requirements. When in comes to auto insurance, for example, residents of cities like Coppell, Texas and surrounding areas are required to meet the minimum coverage amounts set by the state. In Texas, there are actually three different kinds of minimum coverage that must be met, including two different coverage amounts for different types of physical injury and another for damage to property. And that’s really just the tip of the iceberg. You may also run into difficulty trying to enter in your auto information and driver history information all by yourself, since it is easy to leave out things. Fortunately, an independent insurance agent can help you navigate all these legal waters.
Likewise, homes are costly enough without the added insurance policies. An independent insurance agent (such as those of us at The Select Insurance Agency) can help you figure out exactly which kind of home insurance you need, as in Texas there are three different basic types of policies and then some.
When you come to a place like The Select Insurance Agency, you’ll find that there are instantly fewer responsibilities on your shoulders. We take care of all the extra paperwork and endless little details that come with getting a good insurance policy.
Buying a New Car at the End of the Year?
If you’re planning to purchase a new vehicle by the end of the year, don’t forget about the insurance! The Select Insurance Agency in Coppell is here to help you get the right insurance at the right price, and we can do it quickly for you. Give our office a call today!
SUV Car Insurance Needs in Coppell, TX: Estimate Costs Before You Buy That Gift
At the end of the year, many car dealerships offer some pretty great deals on vehicles. Many people take advantage of these discounts and purchase a vehicle for their loved ones for the holiday. It’s an outstanding gift that they are sure to appreciate. Before you decide on the SUV or another vehicle for that purchase, though, it’s important to factor in what it will cost you to own and use that vehicle. At The Select Insurance Agency, our team is happy to help you determine the cost of the coverage you need.
What Goes Into Getting SUV Car Insurance Rates?
The cost of insuring an SUV varies on several fronts. First, there is the individuals’ qualifications for insurance. Those who have numerous moving violations, for example, will spend more for coverage. Second, you have to factor in the value of the SUV itself. These vehicles are more expensive than other vehicles, therefore requiring a higher level of insurance coverage. However, you can still find affordable SUV coverage in Coppell, TX and our team can help you to do that.
Request a Quote for High-Quality Auto Coverage for Your New SUV
Go ahead and take advantage of that low price on the SUV you want to give as a gift this holiday. When you do, you can trust the independent insurance agents at The Select Insurance Agency to help you find an affordable rate on the policy. You are sure to get fantastic service from our team, too. You can get a quote quickly, see how affordable it is, and then secure the purchase on your new SUV.
Call our team today to request a quote on the SUV car insurance right for your new investment.
Happy Holidays
from the Select Insurance Agency!
New Motorcycle, 4-Wheeler, PWC for Christmas?
Will there be a new motorcyle on our Coppell roads this Christmas? Do you plan to get or give a 4-wheeler, personal watercraft or other fun toy this Christmas? Be sure to check with The Select Insurance Agency to obtain inusrance for your new addition. Stay safe and stay insured!
Coppell Christmas Light Display
Here’s a great way to kick off the Christmas season….visit our friends in Coppell and view their spectacular Christmas light display! We go every year, and the kids love it! Enjoy and Merry Christmas!
https://www.facebook.com/DeckTheHallsHouse/
First Responder: Securing The Accident Scene
Learn about being a first responder. When there is a car accident, you need to know how to secure the scene. This can make it easier for help to arrive, and for the people involved in the accident to walk away.
The first thing you want to do is secure your car. This means pulling it off the road and at least 100 feet away from the accident. You should also put your hazard lights on so approaching cars know that something is going on.
The second thing you want to do is call 911. Even if other cars have called, it’s a good idea to place the call because you don’t know if someone has actually called it in. be ready to tell the operator:
- The location of the crash
- The number of cars involved
- What’s going on
- Your contact information
After the 911 call, approach the accident carefully. Talk to the victims and find out what’s going on with them. Often, just knowing that help is on the way is enough to keep people calm. If they can get out of the cars, help them to do so. Otherwise, leave them in and assure them that help is going to be there soon. If a person cannot move their back or neck, don’t attempt to move them as it can result in further injuries.
Stabilize the cars, too. This means turning off the ignition and possibly moving the car out of the way so that other cars can’t potentially hit it. This may involve the help of more good Samaritans.
At The Select Insurance Agency, we are prepared to help you with auto insurance in Texas. Call today and one of our friendly agents can get quotes, talk to you about being a first responder, and much more.
Protect Yourself and Your Property from Theft this Holiday Season
During the holidays, we’re often times busy and distracted. Here are five types of theft to watch for, and a few things you can do to help protect your purchases, personal information, or business, this holiday season.
Taking steps to protect your personal information, particularly during the holiday season, is key to preventing Identity Theft. Now and through the year be sure to:
- Monitor your credit report
- Review your credit card statements carefully
- Keep a close eye on your wallet and purse while shopping
- Carry only those credit cards you need, leaving cash, debit cards, and checks at home
To help Protect Your Car (and everything inside) from burglars during holiday shopping, it is best to keep all valuable items, including purchased gifts, out of plain site. Be sure to park in well-lit, safe areas, roll up your windows, and lock your doors.
If you are having packages delivered to your home, you can help avoid the risk of porch pirating by instructing drivers to drop them off in a safe location at a specific time, or opt to pick them up yourself from the nearest facility.
Retailers should be extra vigilant to Protect their Assets and Inventory through the holiday season:
- Evaluate daily transactions
- Review security cameras every day
- Conduct background checks on all prospective employees
Having strong Cyber Security Controls in place to protect your customers’ personal information is always important, but the busy online shopping season is a good opportunity to take stock of your risk management plan to ensure it adequately addresses:
- The level of sensitivity of the stored, digital data
- Evaluation of company systems, and policies to protect them
- Data breach incident response teams and procedures
- Restriction of access to only necessary employees
- Separation and protection of payment processing systems
All kinds of Cargo Theft — deceptive pickups, identity theft, misdirected loads, driver-involved theft, and facility burglary — increase during the holiday season. Taking a few extra precautions to help ensure shipments arrive at their intended destinations is the key to keeping cargo safe and secure. Remain on heightened alert throughout the holidays and be sure to:
- Check driver documentation and credentials closely before releasing shipments.
- Be leery of drivers arriving early for pickup, especially closer to the weekend, when criminals hope theft will go unnoticed until Monday.
- Ensure drivers are properly trained in on-the-road safety protocol — such as securing locking devices on trailers, not picking up hitchhikers, fueling prior to loading, calling for help if you see a disabled vehicle, and not discussing details about loads or pick up points with unauthorized personnel.
Todd McShan Makes the DList in 2015
For the fourth year in a row, Select Insurance agent, Todd McShan, made the Dallas Magazine D List for the best inusrance agents in the Dallas area. To see the list and read about the process, go to
http://directory.dmagazine.com/insurance-agents/?awards_mv=Best+Insurance+Agents+2015
Congratulations, Todd!
