A Tip for Your Texas Beach Vacation

Going to a Texas Beach this summer? The Texas Beach Watch program can help you determine if the water is safe for swimming. Within this program, the Texas General Land Office (GLO) contracts with local governments, universities, and commercial laboratories (local contractors) to collect and analyze water samples. The results of low, medium or high levels of bacteria are posted on the website: www.texasbeachwatch.com.

Currently, bacteria levels are low on the Gulf coast. If they get in the High range, a beach advisory will be recommended. If you head south from Coppell, Dallas or Ft. Worth this summer for some beach time, be sure to check the site first. Most importantly, have a great time on the beach! Happy Summer from The Select Insurance Agency!

Relief for Coppell Flood Victims

The City of Coppell is collecting cash donations to help local flood victims that have been displaced from their homes. Donations are being accepted at:

  • Grapevine Springs Senior and Community Center, 345 W. Bethel Road
  • The CORE, 234 E. Parkway Blvd.
  • Town Center, 255 E. Parkway Blvd.
  • William T. Cozby Public Library, 177 N. Heartz
  • Any of the three fire stations in Coppell

 

Visit this link for more information: http://www.coppelltx.gov/images/pdfs/CityManager/Flood_Victim_StatusJune_1.pdf

 

Avoiding Summer Travel Scams

If you’re leaving Coppell for a vacation this summer, here are a few things to know about scams and how you can avoid them.

Protect your Home – Be careful mentioning on social media that you will be away. Thieves sometimes use that information to target victims who are out of town. You may want to have the post office hold your mail while you’re away, and perhaps have a police officer do a drive by. Lights on timers is a good idea too.

Front Desk Call – A long running travel scam is the phony call to your hotel room, pretending to be the front desk, asking you to confirm credit card information. Never give it over the phone. Go down to the front desk to verify the call.

Wi-Fi Hot Spot Hackers – High traffic areas like hotel lobbies and airports are potential places for Wi-Fi scams. Some scammers ask you to provide credit card info for services of only a few dollars, but then they steal your information. Other scammers may download malicious software onto your computers. Only join and provide information on trusted networks.

Have a great time on your summer vacation, but be smart about it!

Travelling from Coppell in your RV?

Are you getting out of Coppell this Spring/Summer in your RV? Here are a few tips to remember:

Take Care of Your Tires

  • Check your tire pressure before setting out on the road, while they’re still cold.
  • Never exceed the maximum tire pressure indicated on your tire sidewalls or your owner’s manual.
  • Keep tires covered to protect them from the sun and weather when you’re not traveling.

Weigh Your RV and Tow Vehicle

Find a certified platform scale and get weighed to make sure weight is properly distributed and that you are within legal weight limits. Fully load your RV with passengers, cargo, fuel, personal belongings and full fresh water and propane tanks to get an accurate weight.

Understand Propane and Gas Systems

Inspect your propane and gas systems every spring for leaks and proper appliance operating pressure. Be sure you know how your RV alerts you to leaks, and know what to do if one occurs. Here’s some easy things to do if you smell gas or propane:

  • Extinguish any open flames and pilot lights.
  • Do not touch electrical switches.
  • Shut off gas supply at the tank valve(s) or gas supply connection.
  • Open the doors and windows and leave until the smell clears.
  • Have the gas system checked and repaired by a qualified technician before using again.

Use the Onboard Generator Sparingly

The onboard generator gives you extra power when there’s no shore power available, but be wary of carbon monoxide.

  • Never sleep with the generator running, and before you start the generator inspect the exhaust system.
  • Test the carbon monoxide detector, and know the symptoms of carbon monoxide poisoning so you can watch out for it.

Make sure your RV is covered properly. Give The Select Insurance Agency a call today and inquire about RV insurance.

 

Coyotes in Coppell

Have you seen any coyotes meandering about during the day in your Coppell neighborhood? We have! My son and I saw one walking in front of our house at 3 in the afternoon, just minding his own business. He turned and saw us and didn’t seem scared of us, or interested in any way. Todd followed one for a few blocks on Heartz by FUMC Coppell around noon. I looked up info about coyotes on the Wildlife.org site, and found out that coyotes aren’t harmful to humans, as long as you don’t bother them. They typically are out at night, but sometimes are seen in the city throughout the day. They hunt small prey like bunnies and cats, so keep your little pets safe!

Ironically, my son’s soccer team is the Coyotes. Go Coyotes! Ahh-woooo!

Why Wait to Save Money on Your Business Insurance?

Nat and Willy are pretty famous characters in Grapevine, Texas. Four times each day, at noon, 3pm, 6pm and 9pm, the two emerge from the Grapevine Glockenspiel Clock Tower to discover they both have plans to carry out an 1890 era train robbery. A gunfight erupts and visitors are treated to a front row seat to the battle. Especially in season, the crowds can get quite large as they patiently await the showdown. It has quickly become a fun tradition in Grapevine that visitors don’t seem to mind waiting for.

Waiting is common around the Grapevine Glockenspiel Clock, but it is unnecessary for area businesses…..at least when it comes to saving on commercial insurance. Some businesses will wait until a renewal period ends, or until they see a price increase. There’s no reason to wait to save on your business insurance. You can start saving today.

Contact us at The Select Insurance Agency. We can perform a quick insurance review of your present coverage, and use our power as an independent insurance agency to get quotes from multiple insurance providers. Our agents seek out the best rates for your business, without sacrificing coverage. If your business is in the 76051 zip code or the neighboring areas of Grapevine, we can help save you money.

If you would like to see what we can do for your auto or homeowners insurance rates, visit our website and see how we compare. We think you will like what you see.

Contact The Select Insurance Agency today and let’s get started. Our team knows how and where to look to find you a commercial insurance rate you will be comfortable with. Unless your name is Nat or Willy, there’s no reason to wait.

Getting Your Coppell, Texas Business Involved in The Community

This is an exciting time to be doing business in Coppell, Texas. The community is growing and opportunities abound. There are also more opportunities than ever to get involved. Certainly we are all busy, but we all have at least some responsibility to give of our time and/or resources and get involved. Besides, it also can be good for business.

Getting involved gains visibility for you and your business. It will widen your network and help you make connections with like-minded business people. It also can make you feel pretty good.

Coppell Connections can help you sort to an organization or activity that is near to your heart or your interests. Adult volunteers are needed in many areas of our area. There are social service organizations that provide some valuable services for our community. These include organizations like The Family Place Metrocrest and The Children’s Advocacy Center of Denton County. There are clubs and civic organizations to get involved with like the Coppell Exchange Cub and the Coppell Humane Society. The City of Coppell itself has volunteer opportunities. The Parks and Recreation Department has many choices where volunteers are needed. You may also decide to serve on a board or commission. The opportunities to serve are varied and available.

Yes, getting involved is the right thing to do. Just like making sure your business is properly protected with appropriate commercial insurance and your family is protected through personal insurance. At The Select Insurance Agency, our independent agents can help you with both. Visit our website and get a comparative quote right online for auto and homeowners insurance. Contact our office to discuss your commercial insurance needs. As independent agents we can find the best coverage at prices you can afford. We look forward to serving you.

Are Policy Increases Inevitable In Flower Mound?

Flower Mound, Texas is a small suburb outside of the Dallas metropolitan area. It is very affluent and the homes can be very large. Additionally, home values tend to be higher than throughout the state on average. There are various things nearby, including an entertainment metroplex as well as several ballparks.

When you are looking at the cost of your homeowners insurance, you may notice a policy increase from time to time. This is usually on an annual basis. It’s easy to say that increases are going to be inevitable, but this is not always the case.

There are rules in place that prevent an insurance company from simply increasing the price too dramatically for no reason at all. The reason for an increase may be as a result of cost of living, the value of your home going up, or various natural disasters that have occurred in the area recently that resulted in multiple claims being filed.

Regardless of why you are experiencing a policy increase on your homeowner’s insurance, you can explore a more affordable option. This is done by contacting other insurance companies for a quote.

Instead of doing all of the work on your own, you can work with our independent agents. We work with multiple companies throughout Texas and will get quotes from all of them. This can be with the same coverage you have now or we can explore ways of adding more coverage to provide more overall protection on your home in Flower Mound.

As we get quotes, we will look at home improvements and discounts that can result in reducing the cost of your premium.

Any time that there is an increase, you can look at other companies to see if there is a more affordable option – and our agents can help.

The Importance of Adequate Liability Coverage

Looking at Grapevine, Texas today, it’s hard to imagine it was once touted as “The Cantaloupe Capital of the World”. The development of our area has been nothing short of amazing. The Grapevine Mall, mega-hotels, and the revived historic downtown district are all part of the mix. Let’s not forget with all this commerce there are over 18,000 households in the city.

As home prices increase, it’s important that your homeowners insurance keeps up with that growth. That includes your liability coverage. Your liability coverage is what protects you in the event of a personal injury claim. These types of claims can occur at almost any time.

Personal injury claims can come from a neighbor, a friend, relative or a delivery person. They can result from the most innocent of circumstances. A random rock under the lawnmower, a loose rug in the hallway, or a cracked cement walkway can all lead to a personal injury claim against you.

People purchase liability insurance to protect themselves and the things they have worked so hard to obtain. If the coverage is inadequate however, it will not accomplish its goal. Let us review your homeowners insurance to make sure you have the coverage you need.

We are independent agents who can review coverage from multiple companies. We can offer alternatives that captive agencies cannot. This may not only improve your coverage, it may save you money. We invite you to compare. Visit our website and get a comparative quote for both your homeowners and auto insurance. If you live in or near the 76051 zip code, we would be pleased to serve you. Contact us today and make sure you and your property are appropriately protected.

Why Are Car Insurance Quotes So Important?

Grapevine, Texas is aptly named because of the wine experience that residents and tourists alike have within the city. It is part of the Dallas-Fort Worth metropolitan area and has a growing population. When you’re in the 76051 area, you will find not only wine to enjoy, but also historic museums, railroad history, and various shopping centers.

When you are getting ready to purchase car insurance, quotes are of the utmost importance. There are a lot of things that agents can help you with when you call to get quotes.

The first thing is to understand what your options are with car insurance. While you do have to adhere to minimum standards within Texas, you can also choose to go above these standards with liability insurance. You can also opt in for comprehensive and collision insurance as well as various other forms of coverage.

The second thing is to understand what some of the most common claims are within the 76051 area so you can be sure to have coverage for it all. This includes looking at such things as hit and runs, hail damage, cracked windshields, and much more.

The third thing is to explore the various price differences between policies and between different car insurance companies. We have the best agents to help you with quotes to make it easier to compare what one company offers versus another. Not all companies price the same and when you see various quotes, it’s easier to make an informed decision. Adding a little extra coverage may not be very expensive, either, so it’s a good thing to look at all of this.

Call and talk to our agents today where we can help you obtain car insurance quotes in Grapevine so you can maximize your coverage for the most affordable price.