Coyotes in Coppell

Posted on by Jeri McShan

Have you seen any coyotes meandering about during the day in your Coppell neighborhood? We have! My son and I saw one walking in front of our house at 3 in the afternoon, just minding his own business. He turned and saw us and didn’t seem scared of us, or interested in any way. Todd followed one for a few blocks on Heartz by FUMC Coppell around noon. I looked up info about coyotes on the Wildlife.org site, and found out that coyotes aren’t harmful to humans, as long as you don’t bother them. They typically are out at night, but sometimes are seen in the city throughout the day. They hunt small prey like bunnies and cats, so keep your little pets safe!

Ironically, my son’s soccer team is the Coyotes. Go Coyotes! Ahh-woooo!

Why Wait to Save Money on Your Business Insurance?

Posted on by AgentInsure

Nat and Willy are pretty famous characters in Grapevine, Texas. Four times each day, at noon, 3pm, 6pm and 9pm, the two emerge from the Grapevine Glockenspiel Clock Tower to discover they both have plans to carry out an 1890 era train robbery. A gunfight erupts and visitors are treated to a front row seat to the battle. Especially in season, the crowds can get quite large as they patiently await the showdown. It has quickly become a fun tradition in Grapevine that visitors don’t seem to mind waiting for.

Waiting is common around the Grapevine Glockenspiel Clock, but it is unnecessary for area businesses…..at least when it comes to saving on commercial insurance. Some businesses will wait until a renewal period ends, or until they see a price increase. There’s no reason to wait to save on your business insurance. You can start saving today.

Contact us at The Select Insurance Agency. We can perform a quick insurance review of your present coverage, and use our power as an independent insurance agency to get quotes from multiple insurance providers. Our agents seek out the best rates for your business, without sacrificing coverage. If your business is in the 76051 zip code or the neighboring areas of Grapevine, we can help save you money.

If you would like to see what we can do for your auto or homeowners insurance rates, visit our website and see how we compare. We think you will like what you see.

Contact The Select Insurance Agency today and let’s get started. Our team knows how and where to look to find you a commercial insurance rate you will be comfortable with. Unless your name is Nat or Willy, there’s no reason to wait.

Getting Your Coppell, Texas Business Involved in The Community

Posted on by AgentInsure

This is an exciting time to be doing business in Coppell, Texas. The community is growing and opportunities abound. There are also more opportunities than ever to get involved. Certainly we are all busy, but we all have at least some responsibility to give of our time and/or resources and get involved. Besides, it also can be good for business.

Getting involved gains visibility for you and your business. It will widen your network and help you make connections with like-minded business people. It also can make you feel pretty good.

Coppell Connections can help you sort to an organization or activity that is near to your heart or your interests. Adult volunteers are needed in many areas of our area. There are social service organizations that provide some valuable services for our community. These include organizations like The Family Place Metrocrest and The Children’s Advocacy Center of Denton County. There are clubs and civic organizations to get involved with like the Coppell Exchange Cub and the Coppell Humane Society. The City of Coppell itself has volunteer opportunities. The Parks and Recreation Department has many choices where volunteers are needed. You may also decide to serve on a board or commission. The opportunities to serve are varied and available.

Yes, getting involved is the right thing to do. Just like making sure your business is properly protected with appropriate commercial insurance and your family is protected through personal insurance. At The Select Insurance Agency, our independent agents can help you with both. Visit our website and get a comparative quote right online for auto and homeowners insurance. Contact our office to discuss your commercial insurance needs. As independent agents we can find the best coverage at prices you can afford. We look forward to serving you.

Are Policy Increases Inevitable In Flower Mound?

Posted on by AgentInsure

Flower Mound, Texas is a small suburb outside of the Dallas metropolitan area. It is very affluent and the homes can be very large. Additionally, home values tend to be higher than throughout the state on average. There are various things nearby, including an entertainment metroplex as well as several ballparks.

When you are looking at the cost of your homeowners insurance, you may notice a policy increase from time to time. This is usually on an annual basis. It’s easy to say that increases are going to be inevitable, but this is not always the case.

There are rules in place that prevent an insurance company from simply increasing the price too dramatically for no reason at all. The reason for an increase may be as a result of cost of living, the value of your home going up, or various natural disasters that have occurred in the area recently that resulted in multiple claims being filed.

Regardless of why you are experiencing a policy increase on your homeowner’s insurance, you can explore a more affordable option. This is done by contacting other insurance companies for a quote.

Instead of doing all of the work on your own, you can work with our independent agents. We work with multiple companies throughout Texas and will get quotes from all of them. This can be with the same coverage you have now or we can explore ways of adding more coverage to provide more overall protection on your home in Flower Mound.

As we get quotes, we will look at home improvements and discounts that can result in reducing the cost of your premium.

Any time that there is an increase, you can look at other companies to see if there is a more affordable option – and our agents can help.

The Importance of Adequate Liability Coverage

Posted on by AgentInsure

Looking at Grapevine, Texas today, it’s hard to imagine it was once touted as “The Cantaloupe Capital of the World”. The development of our area has been nothing short of amazing. The Grapevine Mall, mega-hotels, and the revived historic downtown district are all part of the mix. Let’s not forget with all this commerce there are over 18,000 households in the city.

As home prices increase, it’s important that your homeowners insurance keeps up with that growth. That includes your liability coverage. Your liability coverage is what protects you in the event of a personal injury claim. These types of claims can occur at almost any time.

Personal injury claims can come from a neighbor, a friend, relative or a delivery person. They can result from the most innocent of circumstances. A random rock under the lawnmower, a loose rug in the hallway, or a cracked cement walkway can all lead to a personal injury claim against you.

People purchase liability insurance to protect themselves and the things they have worked so hard to obtain. If the coverage is inadequate however, it will not accomplish its goal. Let us review your homeowners insurance to make sure you have the coverage you need.

We are independent agents who can review coverage from multiple companies. We can offer alternatives that captive agencies cannot. This may not only improve your coverage, it may save you money. We invite you to compare. Visit our website and get a comparative quote for both your homeowners and auto insurance. If you live in or near the 76051 zip code, we would be pleased to serve you. Contact us today and make sure you and your property are appropriately protected.

Why Are Car Insurance Quotes So Important?

Posted on by AgentInsure

Grapevine, Texas is aptly named because of the wine experience that residents and tourists alike have within the city. It is part of the Dallas-Fort Worth metropolitan area and has a growing population. When you’re in the 76051 area, you will find not only wine to enjoy, but also historic museums, railroad history, and various shopping centers.

When you are getting ready to purchase car insurance, quotes are of the utmost importance. There are a lot of things that agents can help you with when you call to get quotes.

The first thing is to understand what your options are with car insurance. While you do have to adhere to minimum standards within Texas, you can also choose to go above these standards with liability insurance. You can also opt in for comprehensive and collision insurance as well as various other forms of coverage.

The second thing is to understand what some of the most common claims are within the 76051 area so you can be sure to have coverage for it all. This includes looking at such things as hit and runs, hail damage, cracked windshields, and much more.

The third thing is to explore the various price differences between policies and between different car insurance companies. We have the best agents to help you with quotes to make it easier to compare what one company offers versus another. Not all companies price the same and when you see various quotes, it’s easier to make an informed decision. Adding a little extra coverage may not be very expensive, either, so it’s a good thing to look at all of this.

Call and talk to our agents today where we can help you obtain car insurance quotes in Grapevine so you can maximize your coverage for the most affordable price.

How Do I Avoid Rising Costs With A Learner’s Permit?

Posted on by AgentInsure

Just outside of Dallas is the city of Coppell. The population is around 40,000 and there are many things for residents and tourists alike to do. There is a farmers market, various hiking trails, and several different shopping centers. This part of Texas has a lot to offer residents, particularly in terms of lower housing costs than what is found throughout the state on average.

When you have a learners permit in your home, there is concern of rising costs for car insurance. The premium is likely going to go up and that’s because the insurance company is assuming more risk because of an inexperienced driver being behind the wheel.

There are things that you can do to avoid the rising costs.

1. Look for discounts

2. Shop different insurance companies

3. Obtain quotes

4. Work with insurance agents

You will definitely want to work with one of our independent agents because we can help you with all aspects of car insurance. When there’s a learner’s permit in your home, we can talk to you about ways to reduce the cost of insurance without affecting your coverage. Many people instantly want to reduce coverage to drop the costs and this is a mistake. If anything, you want to add coverage as a new driver can be prone to more accidents – and you want to protect yourself financially.

There can be a lot of traffic on the roads in Coppell and that’s because it’s part of the Dallas metropolitan. Our goal is to help you find affordable insurance rates, despite the fact that there is a learner’s permit on your policy.

Don’t pay more than what’s necessary. Contact us today and let us get quotes from some of the top insurance companies in Texas so you can make some comparisons.

�Coppell

What Factors can Affect Home Insurance Premiums in Highland Village, TX?

Posted on by AgentInsure

Stop overspending on your home insurance policy in Highland Village, TX! By understanding the different factors that can impact your rates, it is possible to cut the costs and find ways to save on your current policy.

Improve Your Credit Rating

Your historical information will always play a role in the costs that you are offered. Insurance providers will use your credit history, as well as any historical data related to previous homes or policies that you have purchased in the past, to determine if you are likely to file a claim.

Although it is important to compare quotes from several insurance providers, having a good credit score can help reduce the rates that you are offered.

Reduce the Risks

The risks that may impact your rates can vary between insurance providers; however, certain risks will often increase your rates. If you have a pool, then it may be wise to put a fense that can lock around the pool area. If the house does not yet have a security system, then having a security system installed can help reduce your risks.

Costs associated with home insurance can relate to the risks. Although certain risks, like earthquakes or wild fires, are beyond your personal control, you can help reduce your costs by reducing the risks that are within your control.

Update the House

If the house is more than 10 years old, then you may need to put in a little updating. A new roof, updated plumbing or updated electrical wiring can help reduce your rates.

Several factors can contribute to the rates that you are offered for your house, including your historical information and the age of the house. To learn more about saving on your policy, contact us to talk to an agent today.

Classic Car Insurance Online Quote in Texas

Posted on by AgentInsure

Insuring your classic car poses a few extra challenges than buying car insurance for any old beater. The differences in coverage can be dramatic, and depending on exactly how you plan to use your classic, your options will vary.

You'll want a different type of policy, for example, if you plan to drive that classic every day than if you're just taking it on a Sunday drive through the Texas countryside once a month or to local auto shows. Here's what you need to know when choosing your policy.

What's the difference? Classic vs. Standard Policies

Classic policies recognize that your vehicle is worth more than the sum of its parts. An agreed value policy, popular for classic car owners, allows you to agree with your agent on the value of the car if totaled; this can result in higher premiums but also covers your investment beyond the basic repairs if something terrible happens.

However, classic car policies are not generally intended for everyday vehicle use. Some may limit the amount of mileage you can put on the vehicle. You'll likely be asked if you have another car you intend to use for everyday purposes; if so, your classic car insurance rates will be significantly lower.

Maintaining Adequate Coverage

If you can't commit to driving 5,000 miles or less each year (or whatever that classic car policy stipulates), you might end up buying a standard car insurance policy with enough coverage to keep your classic protected. A standard policy can cost a bit more, but it also depends on the make and model; a high-performance classic Porsche will require a bit more coverage than a 1960 VW Beetle.

Whenever you complete a restoration project, make sure you notify your agent. The more you increase your car's value, the more coverage you (might) need to purchase to make sure it's covered. Talking to our independent agents is a great first step to compare quotes on both classic and standard auto insurance policies, so it's easier for you to tell what exactly your options are.

Types of Commercial Insurance in Colleyville, TX

Posted on by AgentInsure

For those who need commercial insurance, Colleyville, TX agents from our company are happy to help you to navigate the various options you have. The fact is, protecting your business is important, but finding affordable insurance plans that meet all of your needs can be a challenge. When you turn to our experience agent, you can make better decisions about your insurance options.

What are the most common types of commercial insurance?

For those who need commercial insurance, Colleyville, TX independent insurance agents from our team can help you to find plans that fit your needs. Below are a few examples of the most common types of commercial policies.

  • Commercial auto insurance: Whether you have one or a fleet of vehicles, auto insurance is essential and it may be a requirement by the state. In addition, you’ll want to protect your equipment and any onboard inventory.
  • Commercial liability insurance: There are various types of insurance to cover your liability risks, including Business Owner Package, professional insurance, and basic, or general plans. These help to protect you from lawsuits filed against you or your company.
  • Property insurance: Whether you lease of own the property your business operates out of, property insurance is often necessary. It may help to reduce the risks associated with damage to the structure, signage, as well as any equipment and inventory you have inside, especially in instances of fires, theft, and vandalism.

While these are some of the most common types of protection available, there are various considerations to keep in mind. For example, the amount and type of coverage you need will vary based on your business. You may need additional plans, such as plans that protect against business loss. The key is to work closely with our trusted agent to ensure you always have access to the plans that fit your company.

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